When asked, “What comes first, the words or the music?” Lyricist Ira Gershwin replied, “What generally comes first is the contract.”
This is also true for contractors. A written contract is the best protection not only for the home owner but also for the contractor. Any housing project is subject to delays and problems, and having an established link is the best way to ensure that a meeting of minds between the consumer and the service provider has taken place.
There are a few basic things a contractor must contain, including the project start date and the estimated completion date. Contractors are at the mercy of a variety of things that can interfere with a completion date, including the weather, delays in special requests needed for the project, or even the home owner who changes aspects of the project. It is useful to see an end date with a period of two weeks or so to have a realistic target date.
In addition to a start and end date, a contractual agreement must also include exactly what the work will entail. If the contractor plans to remove and replace the existing trim when replacing kitchen cabinets, for example, the contract should state this. Without this in writing, there is no evidence that this was the planned agreement and if one of the parties forgets a small detail, it may become a bigger problem later in the future.
One of the most important characteristics to have in any contract is the price and the payment dates. Most contractors require an advance payment before work begins that they use to purchase materials and transfer the work to the bank. The amount varies, but it is not unrealistic to expect to pay at least fifty percent of the final price in advance. Halfway through larger jobs, another payment will be due and the final payment will be awarded once the job is completed. Most contractors have equipment to pay for and supplies to buy to do a job, so they are just as motivated as the home owner to get the job done and make a profit.
Finally, keep a copy of the contract, as it may be useful for tax purposes to pay off part of your home improvement cost. It is also helpful to have it in case there is a written warranty on labor to be addressed in the future. If the contractor offers a guarantee on their work, be sure to get it in writing as well so there are no misunderstandings. You can guarantee your work, but you cannot guarantee the materials, but they may have a separate manufacturer’s warranty that your contractor will know about.
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